Better came highly recommended to us and we’ve been pleased with the results so far!
Our debt collectors are highly trained, experienced professionals in their field. You deserve the best debt collectors working on your side.
You deserve Better.
Debt collectors you can trust to get results
With Better Credit Management, you’ll be represented by highly experienced, professional debt collectors who leverage cutting-edge debt collection technology to maximise your recovery rate. It’s the reason we’re one of Australia’s leading debt collectors and the preferred choice for brands such as Lowes and H&R Block.
Whether you’re looking for small business debt collectors, or you’re a large corporate seeking to collect high volumes of debt, we have the expertise, scale and technology to ensure a high collection rate and competitive fees.
Our debt collectors are amongst the most experienced and skilled in their field and all adhere to our ‘Better difference’, three values that set Better apart from other debt collector agencies.
Our debt collectors utilise a multi-channel, digital approach to reach debtors in more ways. Better Credit Management also accepts online payments. This leads to a higher collection rate as our debt collectors aren’t solely reliant upon the debtor answering and making a payment over the phone during business hours, as they would be with other debt collection agencies.
Our client portal also enables you to upload debts for our debt collectors, as well as track and review correspondence between debtors and debt collectors.
Better Credit Management are an Australian Institute of Credit Management Service Provider of the Year award winner. Our debt collectors display the highest standards of customer service, whether that’s with clients or debtors. Better debt collectors tailor their approach according to the wishes of the client and consistently strive to uphold your brand values and preserve your opportunities for repeat business when communicating with debtors.
Ethical debt collection
Our debt collectors are firm but fair and always attempt to work collaboratively with debtors on sustainable payment solutions. Our debt collectors strictly adhere to the Code of Conduct and the Code of Ethics set out by the Institute of Mercantile Agents and ACA International. Lastly, our debt collectors receive extensive compliance training on the ACCC-ASIC Debt collection guidelines for collectors and creditors.
Better’s debt collector and credit management services
Our debt collection clients include iconic Australian brands, large multi-nationals and dynamic small businesses. We’ll provide you with the personalised debt collection solution you deserve.
Outsourced Accounts Receivable
Outsource your accounts receivable function to Better. We provide a full-service solution for accounts receivable management and debt collection for clients in the early stages of delinquency.
Better supplies comprehensive credit reports to help you make an informed decision on supplying credit. We also offer skip tracing (location of debtors), field calls and credit policy reviews.
Better means transparency
We offer ‘no collect, no fee’ commission-based debt recovery. Here’s our standard 10-step process, which we tailor according to your needs and business circumstances.
Our debt collection process starts with a consultation, where we’ll seek to build an understanding of your brand, standard terms of business and debtor ledger. We’ll then tailor our method and approach accordingly.
You’ll be given access to your online client portal. This portal allows you to load debts quickly and easily. You’ll also be able to track progress and payments, view all correspondence between our debt collectors and debtors, and generate reports.
Utilising best-in-class technology, our debt collectors will make initial contact with a debtor through a multi-channeled approach. Our online, self-serve payment options typically don’t require the debtor to speak to a debt collector, leading to high early recovery rates.
If required, our debt collectors have tools to search for debtors who are unreachable or have moved address. This is a process known as ‘skip tracing’.
If the debtor does not make payment, our debt collectors will firmly but fairly negotiate repayment of a debt within the scope of your instructions. We can put a settlement proposal or alternative payment arrangement to the debtor.
We can also conduct field calls through licensed agents who meet the highest standards of professionalism and ethical practice. These agents will attempt to meet with a debtor and work cooperatively with them on a suitable payment arrangement.
Our customer portal enables debtors to make online payments. This often results in a higher debt recovery rate as, unlike with other debt collection agencies, we aren’t solely reliant upon the debtor making a payment over the phone during business hours.
We collect payments directly into our trust account and remit the payments to you each month together with a detailed summary of payments received.
Our debt collectors review existing arrangements daily to ensure compliance. We also contact any customers who default on arrangements to ensure prompt payment.
In the event a debtor still does not pay, we will recommend other options to you including legal action if appropriate, which we can facilitate.
It’s Better to do the right thing
- Uncompromising professionalism and ethical practice at all times
- Members of the Institute of Mercantile Agents, Australian Institute of Credit Management and ACA International
- Australian Institute of Credit Management Service Provider of the Year
- Strict adherence to the Code of Conduct and the Code of Ethics set out by the Institute of Mercantile Agents and ACA International
Better means leveraging the best technology
When you choose Better as your debt collection agency, you benefit from a powerful online debt management system, enabling you to:
- Load debts for us to start collecting
- Track the progress, payments and costs associated with each debt
- View all notes, telephone calls and correspondence with the debtor
- Communicate directly with your dedicated Account Manager
Our technology offering also enables our debt collectors to reach debtors through a multi-channeled approach and accept online payments. This often results in a higher debt recovery rate as it isn’t solely reliant upon the debtor answering and making a payment over the phone during business hours.
Our debt collectors represent iconic brands, multi-nationals and hundreds of small businesses
What our clients think of Better debt collectors
We have many “small” debts which we pass on to Better for debt collection purposes. They treat our customers like their own and this approach pays dividends to our local brand presence (and our bottom line).
We appreciate the time and effort that Better takes in explaining the rationale behind their processes and their promptness to our queries, downloading of files and reporting.
As a medium sized business, we haven’t had the time, nor do we have the expertise, to chase up those customers who have not paid us after 90 days. Better’s efforts align perfectly with what we do internally and the client portal allows us to see exactly what is happening on a day-to-day basis on our files.
Better has serviced our debt collection requirements since 2010 and have always treated our customers with respect, which is critically important to us as a large international brand.
Better’s client and customer portals and online payment options has definitely enhanced their ability to collect on our behalf. Thank you!
I would, without hesitation, recommend Better as a debt collection partner to your business.
years’ experience in financial services
actioning of debts received
risk free guarantee. No collect, no fee!
Your local debt collector
Better Credit Management are an Australian Institute of Credit Management Service Provider of the Year award-winner. We take client satisfaction seriously, and you’ll always feel like you have a local debt collector working by your side. Learn more about our debt collector services in each capital city.